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Company Information Actionable Insights, LLC is a limited liability company organized and operating in the State of Missouri, United States. 
Business Website:  [Insert website URL] 
Contact Email:  nicole@actionableinsights.llc
These Terms & Policies govern the use of services, programs, and materials provided by Actionable Insights, LLC.


Terms & Policies

Effective Date:  March 12, 2026

These Terms & Policies govern your use of the website and services provided by Actionable Insights, LLC. By accessing this website, purchasing a program, or participating in any services offered by Actionable Insights, LLC, you agree to the terms outlined below.


1.  Terms of Service

Actionable Insights, LLC provides professional development services including but not limited to:

  • Online courses

  • Professional assessments

  • Leadership and emotional intelligence training

  • Coaching services

  • Educational resources and materials

These services are designed to support professional development, leadership growth, and personal insight.

By purchasing or accessing these services, you agree to use them only for lawful purposes and in accordance with these terms.

Actionable Insights, LLC reserves the right to modify, update, or discontinue services or website content at any time.


2.  Results Disclaimer

The programs, assessments, and coaching services provided by Actionable Insights, LLC are intended for educational and professional development purposes.

Participation in any program does not guarantee specific career outcomes, including but not limited to promotions, salary increases, job offers, career advancement, or other professional results.

Individual outcomes vary and depend on many factors outside the control of Actionable Insights, LLC, including individual effort, workplace dynamics, and organizational decisions.


3.  Digital Content Delivery

All courses, assessments, downloadable materials, and digital resources sold by Actionable Insights, LLC are delivered electronically.

Upon successful purchase, access to digital content may be granted immediately.

Once access to course materials, assessments, or downloadable resources has been provided, the product is considered delivered and consumed.

Because digital content cannot be returned, purchases are generally non-refundable once access has been granted, except where explicitly stated in the Refund Policy below.


4.  Refund Policy


Digital Products

All courses, assessments, and digital materials provided by Actionable Insights, LLC are digital products delivered electronically.

Due to the nature of digital delivery, all sales are final once content has been accessed.


Assessments and Course Packages

For programs that include both assessments and course materials, a refund may be requested within 48 hours of purchase only if:

  • The assessment has not been taken, and

  • The course materials have not been accessed.

  • No debriefs or coaching sessions have been scheduled or completed.  

Once any portion of the program has been accessed, scheduled, or completed, the purchase is considered partially or fully consumed and is no longer eligible for refund.

Program Completion Timeframes

To ensure program momentum and program integrity, the following completion timelines apply:


Assessments

Assessments must be completed within 7 business days of purchase.

If the assessment is not completed within this timeframe, access may expire and the assessment may need to be repurchased.


Debrief Sessions

If a program includes debrief sessions, they must be scheduled within 30 calendar days after the assessment is completed.

Failure to schedule a debrief session within this timeframe may result in forfeiture of the debrief session.


Coaching Sessions

If a program includes coaching sessions, those sessions must be completed within 90 days of purchase, unless otherwise specified.

Unused sessions after this period may expire.

Coaching sessions may be rescheduled with at least 24 hours notice.

Missed sessions without adequate notice may be forfeited.


Technical Issues

If a technical issue prevents access to purchased materials, please contact us so we can restore access as quickly as possible.

Technical issues do not qualify for refunds if access can be restored.

Participants are responsible for scheduling and completing program components within the stated timeframes.


5.  Coaching Services Disclaimer

Coaching services offered by Actionable Insights, LLC are designed for professional and personal development.

Coaching services are not a substitute for therapy, counseling, psychological services, medical advice, financial advice, or legal advice.

If you require mental health or clinical services, please seek assistance from a licensed professional.


6.  Intellectual Property

All materials provided by Actionable Insights, LLC are protected intellectual property.

This includes but is not limited to:

  • Course videos

  • Assessments

  • Workbooks and worksheets

  • Written materials

  • Presentations

  • Frameworks and methodologies

Purchasing a program grants you a limited, non-transferable license for personal use only.

You may not:

  • Reproduce

  • Share

  • Sell

  • Distribute

  • Publish

  • Teach from

  • Repurpose

any materials without prior written permission from Actionable Insights, LLC.


7.  User Conduct

Users agree to engage with programs and services in a respectful and lawful manner.

Actionable Insights reserves the right to remove access to programs or services for behavior that is disruptive, abusive, or violates these terms.


8.  Payment Disputes and Chargebacks

If you experience an issue with a purchase, you agree to contact Actionable Insights, LLC directly so we can attempt to resolve the matter.

Initiating a chargeback or payment dispute after accessing digital content, assessments, or coaching services may result in the suspension or termination of access to all purchased materials and services until the dispute is resolved.

Actionable Insights, LLC reserves the right to provide evidence of purchase, access, participation, or delivery of services to payment processors in response to chargeback claims.


9.  Limitation of Liability

To the fullest extent permitted by law, Actionable Insights, LLC shall not be liable for any indirect, incidental, or consequential damages resulting from participation in programs or use of materials.

Participation in any program is voluntary and undertaken at your own discretion.


10.  Privacy Policy 

Actionable Insights, LLC respects your privacy and is committed to protecting your personal information.

Information We Collect

We may collect personal information when you:

  • Register for programs

  • Purchase services

  • Download resources

  • Contact us through the website

This information may include:

  • Name

  • Email address

  • Professional information you voluntarily provide

  • Transaction details related to purchases

Payment Processing

Payments are processed securely by third-party providers including Stripe.

Actionable Insights, LLC does not store full credit card information on its servers.

Website Usage Data

We may collect non-personal information including:

  • IP address

  • Browser type

  • Pages visited

  • Time spent on the website

This information helps improve our services.

Email Communications

By registering for resources or purchasing services, you may receive communications related to:

  • Program access

  • Course updates

  • Educational resources

  • Marketing content

You may unsubscribe from marketing communications at any time.

Information Sharing

Actionable Insights, LLC does not sell or rent personal information.

Information may be shared with trusted service providers necessary to operate the business, such as:

  • payment processors

  • website hosting providers

  • email marketing services

These providers are required to maintain appropriate security protections.

Data Security

We take reasonable measures to protect personal information but cannot guarantee absolute security of data transmitted over the internet.

Children's Information

Our services are intended for adults and professionals. We do not knowingly collect personal information from individuals under the age of 18.


11.  Changes to These Terms

Actionable Insights, LLC reserves the right to update or modify these Terms & Policies at any time.

Updated versions will be posted on this page with the revised effective date.

Continued use of the website or services constitutes acceptance of the revised terms.


12.  Contact Information

For questions regarding these Terms & Policies, please contact:

Actionable Insights, LLC
Nicole@ActionableInsights.LLC